{"id":1312,"date":"2023-02-02T09:37:14","date_gmt":"2023-02-02T15:37:14","guid":{"rendered":"https:\/\/www.fdl.wi.gov\/hr\/?page_id=1312"},"modified":"2025-11-24T23:01:08","modified_gmt":"2025-11-25T05:01:08","slug":"supplemental-benefits","status":"publish","type":"page","link":"https:\/\/www.fdl.wi.gov\/hr\/employee-resources\/benefits\/supplemental-benefits\/","title":{"rendered":"Supplemental Benefits"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p>The City of Fond du Lac provides the option for employees to participate in voluntary supplemental benefits of Accident, Critical Illness and Hospital Indemnity through The Hartford.\u00a0 Supplemental benefits can help pay for out-of-pocket expenses that major medical and other insurance does not cover.\u00a0 The employee pays 100% of the monthly premium.\u00a0 The employee must submit a claim to the carrier.\u00a0 Once approved, the carrier will send payment directly to the employee.\u00a0 The employee can use the money where they need to.<\/p>\n<\/div><div class=\"fusion-text fusion-text-2\"><h2>Accident<\/h2>\n<p>Accident insurance can help you pay for out-of-pocket costs you may experience after an accident.\u00a0 This is a supplement to your health plan.\u00a0 It pays you benefits for specific injuries and events resulting from a covered accident.\u00a0 The wellness benefit can be claimed by each participating member on the plan once per year.\u00a0 View the plan summary for more information.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-Accident-Highlight-Sheet.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Accident Highlights<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/Accident-Booklet-1.31.2023.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Accident Booklet<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/ACC-Endorsement.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Accident Endorsement<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-How-to-File-a-Well-Screening.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Well Screening<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2024\/04\/How-to-file-a-Well-Screening-4.2024.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Claim<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>Critical Illness<\/h2>\n<p>Critical Illness is a supplement to a health plan and pays a lump sum benefit upon a verified diagnosis.\u00a0 The employee &amp; spouse premiums are calculated using the employees age.\u00a0 Children are covered under the employee\u2019s premium at no additional charge.\u00a0 The employee has a choice of electing $10,000, $20,000, or $30,000 for coverage.\u00a0 The wellness benefit can be claimed by each participating member on the plan once per year.\u00a0 View the plan summary for more information.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-Critical-Illness-Highlight-Sheet.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Critical Illness Highlights<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/Critical-Illness-booklet-1.31.2023.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Critical Illness Booklet<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-How-to-File-a-Well-Screening.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Well Screening<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2024\/04\/How-to-file-a-Well-Screening-4.2024.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Claim<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>Hospital Indemnity<\/h2>\n<p>The Hospital Indemnity plan is a supplement to your health plan.\u00a0 It will pay the employee directly for an overnight hospital stay.\u00a0 The wellness benefit can be claimed by each participating member on the plan once per year.\u00a0 View the plan summary for more information.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-Hospital-Indemnity-Highlight-Sheet.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Hospital Indemnity Highlights<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/Hospital-Indemnity-Booklet-1.31.2023.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Hospital Indemnity Booklet<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2023\/02\/2023-How-to-File-a-Well-Screening.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Well Screening<\/a><\/li>\n<li><a href=\"https:\/\/www.fdl.wi.gov\/hr\/wp-content\/uploads\/sites\/12\/2024\/04\/How-to-file-a-Well-Screening-4.2024.pdf\" class=\"mtli_attachment mtli_pdf\" target=\"_blank\" rel=\"noopener\">How to File a Claim<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-text fusion-text-3\"><h5 style=\"text-align: right;\"><span style=\"font-size: 12pt;\">Changes to benefits due to a qualifying life event (such as marriage, divorce, birth of child, etc.) must be made\u00a0<strong>within 30 days<\/strong>\u00a0of the event. Please contact Human Resources at (920)322-3623.<\/span><\/h5>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":58,"featured_media":0,"parent":68,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","footnotes":""},"categories":[],"tags":[175,177,176],"class_list":["post-1312","page","type-page","status-publish","hentry","tag-accident","tag-critical-illness","tag-hospital"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Supplemental Benefits - Human Resources - City of Fond du Lac<\/title>\n<meta name=\"description\" content=\"Protect yourself with supplemental benefits provided by the City of FDL to offset accident, critical illness, and hospital indemnity costs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fdl.wi.gov\/hr\/employee-resources\/benefits\/supplemental-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Supplemental Benefits - 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